As the leading experts on debt settlement compliance and regulation Mr. Birnbaum, the President of the American Fair Credit Council will provide attendees with a review of the current status of state laws, consumer protection, the approaches and what to expect from the CFPB, FTC and state regulators, and the latest licensing requirements for the industry. Mr. Birnbaum will also review new marketing approaches and their compliance requirements.

In this presentation Ian will discuss current debt settlement and debt management regulation from the perspective of state enforcers. He will be providing a brief historical context of debt settlement and management regulation, as well as current statutes governing the provision of those services. Ian will conclude with an update on several recent cases relevant to the industry.

Credit Card, Banks and Online Lenders have invested millions into artificial intelligence, machine learning and other mathematical techniques to seek out borrowers that need credit the most. It is time for Debt Settlement industry to leverage the same algorithms to get ahead of the game and help consumers to manage their financial life, rather than taking on more debt. Let’s end the cycle together and uplift millions of consumers from taking on more debt.

Most organizations and industries that engage with policymakers at the local, state and federal levels bolster their advocacy strategies with political giving. In this session, Steve Boms, President, Allon Advocacy LLC, will walk through the fundamentals of political contributions and discuss a newly-created Political Action Committee (PAC) – the Consumer Financial Empowerment PAC – that seeks to support candidates for office who support the AFCC’s policy agenda.

The AFCC has been hard at work in state capitols across the country and in Washington, D.C. Join Bob Linderman, the AFCC’s Vice-President, and Steve Boms, President, Allon Advocacy, LLC, for an overview of the AFCC’s legislative and regulatory progress to date and for a look ahead to where the AFCC plans to engage in the future.

Overview of Debt Management and Settlement Provider applications & renewal
Tips and resources for submitting an application for a debt management and settlement provider application will be discussed, along with information on renewals, and a question and answer portion.

Every day, AFCC members and affiliates work tirelessly to communicate complex technical and financial concepts to a range of audiences. Wouldn’t it be great if these same leaders could present better, connect with partners faster and have more fun at work simply by telling a few amazing stories?

In February 2018, the 3rd Edition of the Regan Report was published. This updated study analyzed the consumer benefits derived from more than 2.9 million debt settlement accounts. The study offered new insights and expanded on existing findings. Don’t miss this opportunity to interact with the author.

How do you help your members who are about to graduate your program? You got them this far, now finish the job and guide them through the final steps of rebuilding. The Veritas After-Debt Plan offers a product that protects your clients by delivering both legal and non-legal services needed, while providing you with residual income long after they have completed your program.

I will be discussing what debt relief companies can do to continue to help their clients after they have completed their program, where the focus shifts to restoring, rebuilding and protecting what settlement companies have worked so hard to achieve by offering the Veritas After-Debt Plan.